a. Commercial Banking:
Providing customers with comprehensive, specialized, and cross-border financial services, including loans, trade financing, cash management, corporate trust, proxy services, and offshore private banking services, such as investment and financial planning.
b. Capital Markets:
Providing tailored solutions to meet clients’ financial needs. These services include syndicated lending, structured finance, and financial advisory services. Offering a wide range of foreign exchange and derivative products to meet clients’ hedging and financing needs as well as specializing in structured product design and proprietary trading.
2. Retail Banking
a. Wealth Management:
Providing target customer groups with financial planning, asset allocation planning and advisory services, as well as acquisition of a variety of financial products.
Providing individuals with a variety of residential mortgage services (including home mortgages, refinancing, installment loans, policy-based loans, and financial planning mortgages) and offering repurchase agreements to targeted corporate customers.
3. Payment Services
a. Credit Card and Payment Services:
Providing issuing and acquiring services for credit cards, stored value cards, and debit cards.
Developing platforms for digital wallets, third-party payments, bill payments, and cross-border transactions
b. Unsecured Lending:
Extending various unsecured personal loans (including unsecured term loans and revolving loans).
4. Business in Japan
Providing customers with comprehensive, specialized, and cross-border financial services, including loans, trade financing, and cash management services. Providing customized solutions to meet clients’ financial needs. Our financial services consist of a wide range of product choices, including bilateral and syndicated lending, structured finance, foreign exchange, and derivative products to meet clients’ business needs.
b. Retail Banking:
Providing customers with current deposits, time deposits, loans, as well as domestic and cross-border remittance services. In addition, our retail banking provides target customer groups with financial planning and advisory services as well as mutual funds and insurance products.